Interchange-Plus
0.25% + interchange
Transparent traditional pricing with a small, fixed markup over wholesale cost.
- Fixed markup, fully itemized
- Next-day funding
- No monthly minimum
Transparent pricing
No junk fees. No fine print. No surprises.
Most of our merchants pay close to nothing in processing thanks to Dual Pricing. Prefer a traditional plan? Those are transparent too — you’ll always see exactly what you pay and why.
Choose your model
Three ways to price. One clear winner for most.
Every plan includes free setup, no long-term contract, and 24/7 U.S.-based support.
Dual Pricing
$0/mo in fees*
Card customers cover the processing cost. Your effective rate drops to near zero.
- Eliminate processing fees
- Compliant terminal, signage & receipts
- Predictable margins every month
- Free Dual-Pricing-ready hardware
Custom & High-Volume
Let’s talk
Tailored rates and dedicated support for high-volume, multi-location, and specialty merchants.
- Volume-based pricing
- Dedicated account manager
- API & multi-location reporting
*Effective processing cost approaches $0 when card-paying customers cover the card price. Hardware, gateway, and optional add-ons may carry standard fees, always disclosed up front.
Why most choose Dual Pricing
The math is hard to argue with.
On $50,000 in monthly card volume, a typical traditional plan costs $1,500–$1,900 a month. Dual Pricing moves that toward zero — that’s real money back in your business, every month, with no price increase for cash customers.
What’s included
Compare what comes with every plan.
| Feature | Interchange-Plus | Dual Pricing | Custom |
|---|---|---|---|
| Free account setup | Yes | Yes | Yes |
| Long-term contract | None | None | None |
| 24/7 U.S.-based support | Yes | Yes | Yes |
| Next-day funding | Yes | Yes | Yes |
| Effective processing fees | Low markup | Near $0 | Negotiated |
| Dedicated account manager | — | Optional | Included |
FAQ
Pricing questions, answered.
No junk fees. Any hardware, gateway, or optional add-on costs are disclosed in plain language before you sign — and there is never a long-term contract.
Not at all. If you prefer traditional Interchange-Plus pricing, we offer it transparently. We’ll show you both so you can choose.
Nothing. Send your latest statement and we’ll return a free, line-by-line analysis and savings estimate within one business day.
No. We earn your business every month. There are no long-term contracts and no early termination penalties.